![]() Need an appraisal for an FHA-backed mortgage? Call Shelton AppraisalsShelton Appraisals is AL state certified and on the FHA Roster of approved residential appraisers. Shelton Appraisals is certified and approved to do appraisals for FHA secured loans. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Shelton Appraisals is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Shelton Appraisals if you need an appraisal done for an FHA-secured loan. If your property loan is FHA approved, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is taken care of in case the borrower doesn't pay their loan. The FHA and their loan programs are created to benefit low-to-moderate income consumers help meet credit requirements if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are exceedingly useful to consumers with less starting capital. |